Credit Circles
Credit Circles sit inside Growth Tribes and build saving discipline, record-keeping and trust signals. They are never independent cash pools. Accelera never holds, pools, custodies, lends or invests member money.
CAPITAL ACCELERATOR
Become a business a financier can actually assess.
Not a loan application. The records, governance and evidence that make a serious conversation possible.
LIVE
Six stages of readiness
- 01
Foundation
- 02
Financial Discipline
- 03
Documentation Ready
- 04
Partner Review
- 05
Capital Pathway
- 06
Post-Capital Growth
What the readiness review covers
- Business records
- Revenue evidence
- Expense records
- Financial statements
- Governance documents
- Compliance readiness
- Use-of-funds logic
- Repayment and ROI logic
Capital Circles
A vetted njangi-style pilot, in development pending a licensed microfinance or cooperative partner and legal review. No waitlist, no money movement.
Deal Days
Structured sessions where prepared businesses present to funders and partners.
A Growth Score is never a credit score. A completed milestone is never loan eligibility.